Credit Repair Support Phoenix AZ

How do you remove old debt off of your credit report if the debt was turned over to a collection agency, who claims that the debt was transferred to another lender, in order to have it updated on your report? Can you demand credit repair once the statute of limitations on bill collection passes?

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Credit Repair

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How do you remove old debt off of your credit report if the debt was turned over to a collection agency, who claims that the debt was transferred to another lender, in order to have it updated on your report?

Gwendolyn

If I understand your question correctly, the debt was in collection and someone else bought it. It does not sound like it was paid.

If you haven't paid it, I don't see how you can remove it from your credit report for at least seven years.

If you have paid it, read Your Credit Report to learn how to get erroneous entries removed from your credit report.

If you want to send me some more information, I might be able to better help you.

My question is how do you remove old debt off of your report.

I know that in the state of Florida, the statue of limitation is five years from the date of last payment and not when a collection agency takes over or buys it.

So, again I would like to know if you are aware of this and if so, how could I have these debts removed from my report.

Gwendolyn

An unpaid debt will not be removed from your credit report when the statute of limitations on collection runs. It will remain on your report for about seven and a half years from the last payment.

Also, it is not unheard of for collection agencies to renew the negative item so that it stays on your report longer. And the "zombie" debt collectors are skilled at trying to collect supposedly unrecoverable de...

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