How would a millionaire manage his money? A millionaire cycles money from a job, overtime pay, bonus, etc.,into investment accounts. But when you start out, you probably won't have any investments so how are you going to pay your bills? Read more...

Honorably and ethically rid yourself of burdensome debts using the little known Negotiation Strategy, without having to experience the loss of control and privacy associated with filing for bankruptcy, consolidation, or credit counseling. Read more...

Do you have a bad reputation with your friends, family or co-workers? Do you like being disliked? Here are some tips on rebuilding your credit score. Please feel free to read on for more information. Read more...

Except in very rare cases, you're not going to become financially free working for someone else. Most of the time you will be making sufficient money to keep up with the mortgage and put the kids through school, with a yearly vacation thrown in, but you will be more or less on a treadmill, never really saving enough to be able to tell your boss to "take this job and shove it." Here are some tips on how to approach self employment Read more...

Your car breaks down and you need a couple of hundred dollars to get it fixed. But you have no money in the bank and won't get paid for another 10 days. Plus you have to have the car to get to work. What to do? Do not rely on payday loans to carry you from paycheck to paycheck. Read more...

If you get into trouble with the IRS, you can represent yourself, hire an "Enrolled Agent" - usually a former IRS agent who now works on the side of the angels - have your accountant represent you or hire an tax attorney. Read more...

How do you remove old debt off of your credit report if the debt was turned over to a collection agency, who claims that the debt was transferred to another lender, in order to have it updated on your report? Can you demand credit repair once the statute of limitations on bill collection passes? Read more...